228 loan Options
질문과 답변을 제공하는 서비스입니다. 궁금한 점이 있다면 지식인에서 검색해 보세요.A financial institution necessary to report house home finance loan loan facts pursuant to 12 CFR aspect 1003 need to contain in its public file a published recognize which the bank's HMDA Disclosure Assertion can be received on The patron Monetary Defense Bureau's (CFPB's) Web site at:
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To establish supporting conclusions for geographic distributions of closed-close house home finance loan loans, tiny small business loans, and modest farm loans, the Board evaluates the financial institution's effectiveness by evaluating the Geographic Bank Metric to performance ranges, based on the Geographic Current market Benchmark, the Geographic Neighborhood Benchmark, and multipliers, as described in paragraphs V.b and V.c of appendix A to this component.
suggests, notwithstanding the definition of “tiny enterprise” On this portion, a loan A part of “loans to smaller companies” as documented in Routine RC-C of the Call Report.
In looking at CRA overall performance within an application explained in paragraph (a) of this segment, the Board requires into consideration any sights expressed by intrigued get-togethers that happen to be submitted in accordance While using the Board's Policies of Process set forth in twelve CFR component 262.
Responses or questions about document material can not be answered by OFR team. You should usually do not supply private info or personal details.
) A lender may use option weights for combining the borrower and geographic distribution analyses for main products line(s) or other loan products.
(B) Inside of five calendar times of the request, all the information the bank is necessary to maintain less than this portion in the general public file associated with the ability-based mostly evaluation area during which the department is situated.
An Modification to click here a prepare need to adjust to all pertinent necessities of this area, Until the Board waives a requirement as not applicable.
The Board considers the loans, investments, solutions, and merchandise of affiliates of the bank that aren't functions subsidiaries, at the financial institution's selection, issue to the next:
(4) The number and dollar volume of Group improvement loans and Local community advancement investments reported as originated or procured within Every facility-based mostly assessment place, Each individual Point out where the bank incorporates a department, Each individual multistate MSA by which a financial institution contains a department in two or maybe more States of the multistate MSA, and nationwide region outside of these States and multistate MSAs.
Loans by a lender on to enterprises or farms, such as, but not restricted to, loans in conjunction or syndicated with a U.
(ii) In case the Board, the FDIC, as well as the OCC identify that a loan or investment decision is now not eligible for Neighborhood improvement thought, the operator in the loan or investment at the time on the resolve will carry on to obtain Group advancement thought to the remaining expression or duration of the loan or financial investment.